In today’s interconnected world, borders are no longer the limitations they once were. Businesses are growing beyond their territories, expanding across oceans, dealing with international partners—merchants, factories, supply chains, vendors, distributors, retailers—you name it. Whether it’s a small business scaling up or a large institution navigating global markets, the opportunities have never been more abundant.
The internet age has bridged the gap, making it easier than ever to connect and expand into new markets. Yet, while the world feels smaller, the financial systems we rely on are holding businesses back. Despite this astonishing global growth, businesses of all sizes—from startups to multinational corporations—are still stuck paying the price of traditional solutions when it comes to invoicing and cross-border payments.
Here’s the harsh truth: international payments remain slow, costly, and frustratingly complex. The fees and delays businesses face are alarming, with some transactions taking days or even weeks to settle. And that’s not even mentioning the exorbitant costs tied to currency conversion and third-party intermediaries.
How is it that in a world where information moves at the speed of light, money still moves so slowly?
The Status Quo: A Broken System That Costs Businesses Millions
Think about this: every day, businesses send billions of dollars across borders, but they’re paying a steep price for the privilege. For many companies, a simple cross-border payment can result in fees of 1-7% of the total transaction value.
Now, add to this the fact that the average cross-border payment takes 2 to 16 days to settle. Sometimes, it’s even longer. And when businesses are reliant on liquidity—cash on hand to keep things moving—these delays can create serious bottlenecks in operations. Suppliers don’t get paid on time, inventory gets held up, and opportunities slip through the cracks.
Businesses report that delayed payments affecting their liquidity, and we’re not talking small sums here—trillions in working capital is stuck in limbo at any given moment, simply because the payment systems we rely on are outdated, fragmented, and loaded with intermediaries.
It’s clear: the current system of international wire transfers, intermediaries, and fragmented payment rails is broken and full of friction.
The Fix
If you’ve been keeping an eye on blockchain and crypto space, you know there’s been a ton of chatter about decentralized finance (DeFi) and its potential to revolutionize payments. The old-school way of doing B2B transactions? Full of friction—think slow payments, endless intermediaries, and fees that make you wince. But now Zeebu is here to fix this. After successfully proving its use-case for the telecom industry, the first on-chain invoice settlement platform, Zeebu is now building an on-chain liquidity layer that could fundamentally change how businesses and institutions settle payments. And they’re doing it in real-time, without all the middlemen, unlocking efficiency and scale.
So, what’s the deal with on-chain liquidity for B2B?
Historically, B2B payments have been slow and expensive, and no business has time for that, right? You’re looking at clunky processes involving multiple intermediaries (hello, unnecessary and hidden fees!) and waiting days—sometimes weeks—for cross-border payments to clear. Not to mention, tracking those payments can feel like detective work.
Zeebu’s on-chain liquidity layer is a decentralized solution that cuts out the middlemen and lets businesses move capital securely, efficiently, and transparently. And the kicker? Payments happen in real-time, without any friction.
Let’s break it down. Zeebu is introducing blockchain-powered settlements, where liquidity providers, delegators, and deployers come together in a decentralized ecosystem. Everyone has a role to play, and everyone is incentivized. It’s like the ultimate B2B payment squad.
Blockchain + B2B = A Game Changer
Now, Zeebu’s not out to completely replace the traditional systems businesses use today. Nope. The idea is to supercharge them with all the benefits of decentralized finance. Think of it as a hybrid approach: blockchain for speed and security, with the the user-friendly Web2-like interface for familiarity. So whether you’re a small enterprise or a institution, you can tap into this streamlined payment flow without having to rework your entire financial system.
Okay, but how does it actually work?
Glad you asked! Here’s the fun part.
- Liquidity providers stake their assets to ensure there’s always liquidity available for transactions. In return, they earn rewards through the protocol, creating an incentive to keep liquidity flowing.
- Businesses benefit from faster, streamlined payments, and they also have the option to participate in the ecosystem.
- Delegators stake ZBU tokens and receive VeZBU, allowing them to participate in ecosystem and earn rewards
- Deployers: Deployers stake ZBU to deploy smart contracts for settlements, earning fees for processing larger transactions and maintaining the network’s infrastructure.
This decentralized approach ensures that the system remains robust, scalable, and self-sustaining—unlike traditional payment systems that rely on centralized entities prone to bottlenecks and inefficiencies.
The Future of B2B Payments is Decentralized
The demand for faster, more efficient B2B payments is only growing. By 2027, the total value of cross-border payments is expected to exceed "$250 trillion", according to a report. Moreover, businesses are increasingly turning to decentralized finance solutions to address payment challenges, improve efficiency, facilitate instant transactions, and reduce costs.
Zeebu is at the forefront of this movement. By leveraging the power of blockchain, we are building the infrastructure for the next generation of B2B payments—one that is faster, secure, and more transparent than anything we’ve seen before.
We believe the future of payments is decentralized, and the data supports this. The global shift toward on-chain payments is happening now, and businesses that adopt this technology early will be the ones to benefit the most.
Get Involved in the Future of B2B Payments
Zeebu is inviting businesses, liquidity providers, and developers to be part of this transformative journey. With our ZBU protocol launch, we’re offering early participants a unique opportunity to shape the future of B2B payments.
The time to act is now. As global payment volumes continue to rise, businesses need a solution that scales with them. Zeebu’s on-chain liquidity layer offers that solution, unlocking new levels of efficiency, transparency, and cost savings.
Join our waitlist and be one of the first to experience the future of decentralized B2B payments.